Regular Savings
Interest-bearing account designed to help your money work for you.
- $25.00 minimum to open an account for a minor with no service fee until the age of 18
- Minimum daily balance below $200.00, $6.00 quarterly service fee
- Interest accrues daily, paid quarterly
- Service24 Telephone Banking
- Free Internet Banking available
- More information
- Minimum to open account is $100.00
- $25.00 minimum to open an account for a minor with no service fee until the age of 18
- Minimum daily balance below $200.00, $6.00 quarterly service fee
- Interest accrues daily, paid quarterly
- Variable rate on all collected funds*
- Service24 Telephone Banking
- Three (3) withdrawals per quarter at no charge, $2.00 per withdrawal thereafter
- Service24 ATM card available with this account, $5.00 fee
- Unlimited transactions at First Guaranty Bank Service24 ATM machines
- Free Internet Banking available
- Transfers from a regular savings account to another account or third parties by preauthorized, automatic, or telephone transfers are limited to six (6) per month.
Christmas Club
Interest-bearing account used to accumulate funds throughout the year from holiday expenses.
- Interest credited to your account annually
- $5.00 minimum opening deposit
- Must deposit at least $5.00 per month via automatic funds transfer from another FGB account
- Statements sent quarterly
- Check disbursements made on 10/15 via direct deposit into an FGB account
- No fees
